Arctic Spa Financing

Get Financing for an Arctic Spa Hot Tub

At Power House Lawn & Leisure, we have partnered with PowerPay to offer financing on the Arctic Spa Hot Tubs. These all weather swim spas are the height of luxury and relaxation, all from the comfort of your backyard. We want that comfort to be as accessible as possible, and with financing in place, it’s much easier to budget and plan for your purchase.

If you’d like to apply for financing, click on the button below and you will be directed to PowerPay’s secure loan application portal.

Loan Calculator

Curious to see what your payment would be? With the PowerPay loan calculator, you can see what your monthly payment would be. This is a handy tool for seeing what you can afford, and help you budget for your Arctic Spa purchase.

Please note that the loan calculator is simply for budgeting purposes, your actual monthly payment may differ from the amount listed in the calculator.

How is APR (annual percentage rate) determined?

PowerPay works with their lender network to look at the credit risk of you as a borrower, and to give you a rate that fits your credit profile. Your financing options are presented to you in clear, simple terms. You are never obligated to accept them. Unlike many platforms that offer credit cards, PowerPay strives to offer lower-risk borrowers with lower rates. The annual percentage rate is the cost of credit as a yearly rate. PowerPay’s rates can range from 6.99% to a maximum of 14.99%.

PowerPay FAQs

PowerPay is a digital lending platform that exists to provide loans across several industries including home improvement, healthcare, recreational vehicles (RVs), solar energy, and even pet service financing. Our fully automated technology offers near-instant approvals on loans of up to $100,000, helping all consumers translate expensive projects, procedures or treatments into low monthly fees that can be paid overtime.

Unlike other digital lending platforms, PowerPay is a fully independent company that is committed to delivering loans with no extra fees or added costs in order to offer the lowest monthly payment possible to our customers. After all, the more affordable the loan, the bigger the possibilities are to fulfill your needs.

No!  PowerPay and/or our lenders use what’s referred to as a “soft inquiry” or “soft pull”.  A soft inquiry is used to verify your credit for preapproval or offer.  Soft inquiries do not impact your credit scores.

Financing can be a great payment option when your dream home project, medical procedure, recreational vehicle or pet service costs too much money to pay for all at once. Using PowerPay, you can translate that expensive lump sum cost into a low, affordable monthly payment. The result is the opportunity to stop worrying about costs and having the ability to advance your financial needs right away.

PowerPay is a fully independent company that is committed to delivering loans with no extra fees or added costs in order to offer the lowest monthly payment possible to our customers. After all, the more affordable the loan, the bigger the possibilities for you.

In Wisconsin, U.S. residents over the age of 18 are eligible, provided we can verify your identity.

Yes. You can prepay anytime for all or part of your loan. There is never a penalty for paying early.

It is very important to us that your personal information remains secure and encrypted. We install endpoint protection software and/or secure web gateways at all points in our online process. There is a data protection policy in place to help ensure that personal data is kept secure.

Making payments on your PowerPay loan is simple.  The first step is to sign your loan documents via electronic signature.  The next step is to sign the payment authorization certificate (PAC).  You will get this document from your contractor when the project is complete and you are satisfied with the work.  Once this is signed, you will receive an email from PowerPay letting you know when your first invoice will be due.  This is approximately 30 days after you sign the PAC.  During this process, you will receive your loan documents, welcome package, and payment instructions.

All payments can be made via a secure webpage at or you can download the “Get PowerPay” app from the Google Play or Apple App Store.  You can refer to this video to see how easy it is to set up automated payments.

If you have any questions about how to make a payment or questions about your invoice you can call (866) 615-4339,

All billing related emails will come from “”

Checks can be mailed to:

PowerPay, LLC
PO Box 62426
King of Prussia, PA 19406-0395

In general, your first payment will be due approximately 30 days after you signed the Payment Authorization Certificate “PAC”. Subsequent payments are due every month after that, usually on the same day of each month. If you signed up for a promotional loan, your first payment will be due 30 days after the expiration of the 12-month or 24-month promotional date.

Interested in an Arctic Spa?

Please call us at 715-722-0232 or fill out the form below and we would be happy to help you pick out the perfect spa for your needs.